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Important Information

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Important Information

Be aware that adding existing debt to your mortgage will increase both the repayment term and the overall cost. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Checking you're eligible

  • The Financial Ombudsman Service

  • Our privacy policy

  • Terms and conditions of website

  • Typical repayment plan

The overall cost for comparison is 9.1% APR
The actual rate will depend upon your circumstances. Ask for a personalised illustration.
At mdnationwide we are committed to providing you with an exceptional service, arranging loans from £5,000 to £100,000 and remortgages from £3,000 to £750,000 for ANY PURPOSE.

Whether you need cash to pay off existing debts or you'd like more money to spend on enjoying life, an mdnationwide homeowner loan or remortgage could let you do both. By using mdnationwide to find the right homeowner loan or remortgage for you, you'll get a competitive rate of interest and prompt service.

mdnationwide is used to helping all kinds of people, so long as you're a homeowner it doesn't matter if you have a poor credit history.

We ccould help you achieve lower monthly payments by consolidating all your debts into one lower monthly payment, with interest rates starting from as low as 7.9% APR for a homeowner loan.

Checking you're eligible

  • You must be 18 or over

  • You'll need to borrow at least £3,000

  • Your mortgage term can't normally go beyond your retirement age.

  • Your property must be in England, Scotland, Wales or Northern Ireland.

The Financial Ombudsman Service
In the unlikely event that you feel the need to make a complaint - we have a formal process in place to make sure your concern is dealt with promptly. mdnationwide limited is a member of the Financial Ombudsman Service - as an mdnationwide customer you can make use of this service. If we are not able to resolve the matter to your satisfaction, you can contact the Ombudsman who may be able to investigate the complaint for you. You can find out more about the Financial Ombudsman Service in a leaflet available on request. Alternatively you can write to: Financial Ombudsman Service, 183 Marsh Wall, London, E14 9SR or telephone 0845 080 1800.

Our privacy policy
It's important to us that you understand how we use any information you give us. We want to be clear and open about how we store and use your data. And there's no question who's in control of any information we hold - that's you.

The most important points to remember are:

  • We'll only collect the information we need to provide you with the best possible service.

  • We will never sell, rent or trade information about you to other companies.

  • Your information will always be kept safe and secure - it will never fall into the wrong hands.

  • You're always in control of the information - you can request to see it when you want.

  • If you ever want us to delete some or all of the information, we will - no red tape. If you would like to be removed from our database please download, complete and send back our Database Removal Letter here.

  • We strictly adhere to the rules set out by the UK Data Protection Act 1998.

www.mdnationwide.co.uk - terms and conditions of use
This website is owned and maintained by mdnationwide limited. The use of this website is subject to the following terms and conditions, which you should read carefully. By using this website you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this website.

Use of website
1. The information, services and products on this website are intended for use by residents of England, Scotland or Wales only, and are not aimed at or intended for use by residents of any other jurisdiction.

2. This website is designed to be accessed through its principal product home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information, which is relevant to ensure a full understanding of our products and services. On certain site pages you will see 'Legal information'. This contains product details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.

Exclusion of liability
3. While we have taken all reasonable steps to ensure the accuracy and completeness of the information on this website, we give no warranty and make no representation regarding the accuracy or completeness of the content of this website. Consequently, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this website. Further, no warranty is given that the website shall be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

4. Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

5. Nothing in these terms and conditions shall exclude or limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules, which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury, or for fraudulent misrepresentation.

6. This website contains links to other websites which are hosted and maintained by third parties. We have no control over the content or security of any such site. You link to such websites at your own risk, and we make no representations regarding the content of any such website. We cannot be liable for any loss or damage, which may arise from the use of such third party websites.

Personal data
7. By agreeing to be bound by these terms and conditions, you are consenting to us collecting and storing certain personal data about you. For information on how this data will be used please see the section on 'Our privacy policy' above this section.

Copyright
8 mdnationwide limited. All rights, save as expressly granted, are reserved. Reproduction in any form of any part of the contents of this website without our prior written consent is prohibited unless for personal use only.

Trademarks
9. This website contains numerous trademarks belonging to mdnationwide limited which are used under licence. The unregistered trademarks include graphics, logos, words, phrases and icons contained on this website. No rights are granted in respect of any of the above trademarks. You must not use these or any other registered or unregistered trademarks on the website without our permission.

Advice
10. The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Governing Law
11. The terms and conditions of use of this website are governed by the laws of England and any dispute regarding this website shall be subject to the exclusive jurisdiction of the English courts.

Changes to website
12. The contents of this website, including these terms and conditions of use, are subject to change by us without notification.

Telephone Calls
13. We may record telephone calls for security or training purposes.