Mortgages from £25,001 to £750,000
New Mortgages - First Time Buyer Mortgages
Moving house or buying your first home - Low rates, fixed rates, discounted rates and tracker rate mortgages available online.
Self Certification Mortgages
For people that are employed or self employed, but don't want to prove their earnings.
Bad Credit Mortgages
For customers who have a bad credit history such as CCJ's, arrears and defaults.
Debt Consolidation Mortgages
Refinance mortgages can really make a difference - Lower monthly payments and pay off your debts faster.
Fast Mortgage Loans
Our Mortgages can be in place in days - Fast hassle free mortgages that could make a difference to your life.
Homeowner Mortgages
Been stuck with the same mortgage for years? Let us search the market to find the best rate mortgage to suit you.
Useful Information
Standard Variable Rate Mortgages
This is the standard rate of interest charged by the lender, usually around 1-2% higher than the Bank of England base rate. As the title stated the rate is variable which means that it can go up as well as down. This means that your mortgage payments can go up as well as down.
Fixed Rate
A fixed mortgage has a fixed rate of interest for a set period of time. This means your mortgage payments will be set for a fixed period of time. This type of mortgage is useful if you’re on a budget. You need to be aware that this type of mortgage carries early repayment charges should you try and repay the mortgage early.
Discounted Rate
This type of mortgage offers a rate discounted on the lenders standard variable rate usually for a set period. This means the rate is set lower than the standard variable rate but is still variable and therefore can go up as well as down. This type of rate is subject to early repayment charges should you try and repay the mortgage early.
Capped Rate
Capped rated give you the ability to benefit from reductions in the Bank of England base rate with the peace of mind that should rates rise there is a capped level which your mortgage will not rise above. Although this type of product usually has a higher rate than a fixed or variable rate and they are also subject to early repayment charges.