Privacy Statement

Mdnationwide's Privacy Statement

mdnationwide Limited are committed to protecting the privacy of the information we obtain from you. Confidentiality is of utmost importance to us, not just your financial information but any data that you provide. This privacy statement explains what we do with your data and what purposes it may be used for.

We will treat all your personal information as private and confidential except where disclosure is made at your request or with your consent or where we are required by law to disclose. We will continue to hold information about you after your relationship with us has ended, but we will only hold it for as long as we are legally required. We will only use the information you submit on these pages lawfully in accordance with the terms of the Data Protection Act 1998. We will disclose to you, on written request, what information we have on our systems relating to you, how we use it and give you the opportunity to review and correct any information we may hold.

The information we record shall be obtained on each occasion that you access the mdnationwide Limited website and when you apply for or use any product or service featured in the Website. mdnationwide Limited aims to provide a service which meets your individual requirements and needs.

By accessing and using the website you confirm your consent to mdnationwide Limited collecting and using your information in accordance with this Privacy Statement. If you do not consent to these privacy practices, do not use this Site or download any materials from it. Due to the nature of the Internet mdnationwide Limited cannot guarantee the security of any information you send to us via the Internet. We are not responsible for any damages you, or others, may suffer as a result of the loss of confidentiality of such information.

We may change the content or services found on our sites at any time without notice and this privacy policy may change at any time in the future. Your continued use of this site shall be considered your consent to any revised privacy practices.

In arranging a mortgage or secured loan we may search the files of credit reference agencies that record the search. We will not do this without telling you first. Information may be shared with other credit grantors and used for credit decisions and fraud prevention. Where necessary, you consent to our processing data that is defined as sensitive by the Data Protection Act such as data relating to your health or offences for the above purposes. By providing details of a spouse or partner residing with you, you are also declaring that you are entitled to:

• Disclose information about your joint applicant and/or anyone else referred to by you as being your associate;
• Authorise us to search, link and/or record information at credit reference agencies about you and/or anyone else referred to by you.

We may also provide your information to relevant third parties such as mortgage lenders and the providers of other financial products in order to achieve your various requirements. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies.

For security and training purposes We may record and/or monitor your use of our website and e-mail and telephone communications between us.

We would like to keep you informed by post and telephone about offers, products and services which may be of interest to you. If you do not want us to do this, please write to Data Removal, mdnationwide Limited, 1621-1623 Parkway, Whiteley, Fareham, Hampshire PO15 7AH. However, you should remember that this will stop us from informing you of our mortgage and homeowner loan options.

mdnationwide Limited takes its responsibilities for both potential and existing mortgage customers very seriously. We are authorised and regulated by the Financial Services Authority (“FSA”) in respect of residential mortgages (regulated mortgage contracts) and non-investment insurance. We also offer advice for Buy to Let mortgages, which are generally not subject to FSA regulation. Our firm reference number with the FSA is 313293.
You need to be aware that third party websites which are linked to the website or which you may need to access and use to obtain any third party products or services featured on the Website may contain privacy provisions that differ from this Privacy Statement. Such third parties may use your information differently to the way in which we shall use it.
Where we provide hypertext links to other websites or resources we do so for you to access at your sole discretion. If you choose to click on such hypertext links, you will leave the mdnationwide Limited website and will enter the websites of the third parties who own and/or control them. You acknowledge and agree that mdnationwide Limited are not responsible for the functionality of such hypertext links contained on the mdnationwide Limited website nor the availability of the third party websites to which such hypertext links connect. Additionally, you acknowledge and agree that mdnationwide Limited have not verified the content, products, goods, services or any other material of such third party websites.

Therefore, your access and use of such third party websites shall be at your own risk and will be in accordance with the separate terms and conditions of use and privacy policies (including the use of cookies) of such third party websites. To the fullest extent permitted by law, mdnationwide Limited are not responsible or liable for any damage, loss or offence caused or alleged to be caused by or in connection with your access and/or use of such hypertext links or third party websites.

Given that an e-mail message is sent through a number of computers over which we have no control you need to be aware that any message you send to us or we send to you may not be secure, any data contained therein may be intercepted by or otherwise become available to a third party and we cannot guarantee the timescales within which we shall receive your messages or you shall receive our messages. We do not in any way control the information or materials ("Information") contained in e-mail messages. However, we reserve the right (which we may exercise at any time, at our sole discretion and without notice) to delete, move or edit such information. In sending such Information, you waive any moral rights you may have in it.