Remortgages from £5,000 to £1,000,000
Refinance Remortgage
Refinance - remortgage to a new lower rate mortgage with us as we are one of the leading remortgage brokers in the UK.
Low Rate Remortgages
Competitive low rate remortgages - Stop paying over the odds for your mortgage. Most people can save money by switching their mortgage provider.
Bad Credit Remortgages
Bad credit can cause problems getting a remortgage - Our low rate bad credit remortgages will help you to get your finances back on track.
Debt Consolidation Remortgages
Consolidate your debt with a debt-consolidation remortgage and reduce your monthly outgoings - See how much money you could save.
Adverse Credit Remortgages
Urgent remortgages for any purpose. Raise cash or consolidate your debt, even with adverse credit problems.
Self-Certification Remortgages
For customers who may not be able to provide proof of how much they earn, but still want a competitive rate or an urgent remortgage.
Useful Remortgage Information
Remortgage to a Standard Variable Rate
This is the standard rate of interest charged by the lender, usually around 1-2% higher than the Bank of England base rate. As the title states, the rate is variable which means that it can go up as well as down. This means that your mortgage payments can go up as well as down.
Fixed Rate Remortgages
A fixed remortgage has a fixed rate of interest for a set period of time. This means your mortgage payments will be set for a fixed period of time. This type of mortgage is useful if you’re on a budget. You need to be aware that this type of mortgage carries an arrangement fee. In addition, early repayment charges apply should you try and repay the mortgage early.
Discounted Rate Remortgages
This type of remortgage offers a rate discounted on the lenders standard variable rate, usually for a set period. This means the rate is set lower than the standard variable rate, but is still variable, and therefore can go up as well as down. This type of rate is subject to an arrangement fee. In addition, early repayment charges apply should you try and repay the mortgage early.
Remortgage to a Capped Rate
Capped rate gives you the ability to benefit from reductions in the Bank of England base rate with the peace of mind that should rates rise, there is a capped level which your mortgage will not rise above. This type of product usually has a higher rate than a fixed or variable rate and they are also subject to early repayment charges and an arrangement fee.